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A Debtor to Mercy

By Augustus Toplady (1771)

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1. A debtor to mercy alone,
of covenant mercy I sing;
nor fear, with Your righteousness on,
my person and off'ring to bring.
The terrors of law and of God
with me can have nothing to do;
my Savior's obedience and blood
hide all my transgressions from view.
2. The work which His goodness began,
the arm of His strength will complete;
His promise is yea and amen,
and never was forfeited yet.
Things future, nor things that are now,
nor all things below or above,
can make Him His purpose forgo,
or sever my soul from His love.
3. My name from the palms of His hands
eternity will not erase;
impressed on His heart it remains,
in marks of indelible grace.
Yes, I to the end shall endure,
as sure as the earnest is giv'n;
more happy, but not more secure,
the glorified spirits in heav'n.
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Romans 3:24; Romans 8:1; Ephesians 2:8-9; Titus 3:5; Hebrews 7:25; John 10:27-29

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Hymn scripture: Romans 3:24; Romans 8:1; Ephesians 2:8-9; Titus 3:5; Hebrews 7:25; John 10:27-29

About This Hymn

A Debtor to Mercy Alone is one of the clearest and most theologically precise hymn texts ever written on the doctrine of salvation by grace alone. Composed by Augustus Montague Toplady, a strong defender of Reformed theology, the hymn is a personal confession of faith that magnifies God’s sovereign mercy while firmly excluding human merit. From its opening line, the hymn declares that salvation rests entirely upon God’s mercy, not on the believer’s works, feelings, or perseverance. This aligns directly with the apostolic teaching that believers are “justified freely by his grace” (Romans 3:24, KJV).

The hymn powerfully addresses assurance of salvation. Toplady does not ground assurance in human obedience or emotional stability, but in the finished work and ongoing intercession of Christ. Lines that speak of Christ’s blood and righteousness echo the biblical truth that there is “no condemnation to them which are in Christ Jesus” (Romans 8:1, KJV). The believer’s confidence is anchored in what Christ has done and continues to do, not in fluctuating spiritual performance. This makes the hymn especially valuable for believers struggling with doubt, fear, or an overactive conscience.

Another notable strength of the hymn is its rejection of salvation by works. Toplady clearly affirms that salvation is “not by works of righteousness which we have done” (Titus 3:5, KJV), but entirely the gift of God. This places the hymn squarely within the biblical doctrine of grace as taught in Ephesians 2:8-9. The believer is portrayed as a debtor, not to law-keeping or personal holiness as a means of acceptance, but to mercy alone. Holiness, in this framework, flows from gratitude rather than fear.

In congregational worship, A Debtor to Mercy Alone serves as both a confession of faith and a declaration of gospel clarity. It comforts the believer with the security of Christ’s saving work and exalts God as the sole author and finisher of salvation. By directing all glory to God and all hope to Christ, the hymn continues to stand as a timeless testimony to the sufficiency of grace and the certainty of redemption for all who are in Him (John 10:27-29, KJV).

From the Dictionary of Hymnology

Related terms and concepts automatically matched to this hymn.

A debtor to mercy alone Hymn

Augustus Toplady's hymn on assurance of faith, first published in the Gospel Magazine in May 1771. Once widely used in Britain, it is now mostly omitted there but remains prominent in America.

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Encompass'd with clouds of distress Hymn

Toplady hymn on the struggles of faith, No. 18 in the Gospel Magazine (February 1772). Absent from his 1776 Psalms and Hymns, yet retained in Spurgeon and other modern books.

Read more

Deathless principle, arise Hymn

Toplady’s dying soliloquy, printed in the 1778 Memoir and later shaped into six eight-line stanzas. American books use centos “Deathless spirit, now arise” and “Burst thy shackles! drop thy clay!”

Read more
Hymn Sheet for A Debtor to Mercy

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